IRIS Solutions Joins Dare2Scale 2025 – Driving the Future of Payments in Southeast Europe

IRIS Solutions, the leading licensed Open Banking provider in Southeast Europe, has been selected for the prestigious Dare2Scale 2025 growth program by Endeavor Bulgaria. The program supports high-potential entrepreneurs and accelerates the growth of innovative businesses across the region. This year’s cohort brings together 33 founders from 18 companies in Bulgaria and the Western Balkans, all united by the ambition to turn bold ideas into sustainable businesses.

Pioneering Open Banking and Account-to-Account Payments

IRIS Solutions is reshaping the way payments are made in Southeast Europe. Through its flagship product IRIS Pay, the company introduced the first card-free digital payment method in the region – enabling instant, secure, and direct account-to-account (A2A) transactions without intermediaries.

Today, IRIS Solutions connects businesses and consumers to 98% of the banking market through integrations across Bulgaria, Greece, Romania, Croatia, Cyprus, and Italy. The company is also developing advanced financial solutions powered by transactional data, including automated account aggregation, personalized financial services, and credit scoring models.

Building Financial Sovereignty for Europe

Representing IRIS Solutions in the Dare2Scale program are Galya Dimitrova, Co-founder and Managing Partner, and Mihael Mihailov, Co-founder and COO.

“Our participation in Dare2Scale is a step toward demonstrating that Southeast Europe has the potential to lead the future of payments,” said Galya Dimitrova. “We want IRIS to be more than a regional Open Banking leader – our vision is to be a strategic player in shaping Europe’s digital financial sovereignty.”

The momentum behind account-to-account payments is accelerating globally. According to Juniper Research, consumer A2A payments are expected to grow from $1.7 trillion in 2024 to $5.7 trillion by 2029 – an increase of 230%. While Western Europe is rapidly adopting this model, IRIS Solutions is working to ensure that Southeast Europe is not left behind.

Shaping the Future of Payments

At its core, IRIS Solutions believes that Open Banking is more than a technology—it is the foundation for better, faster, and more secure financial services. The company’s mission is to build a sustainable ecosystem that benefits both people and businesses across the region.

As the company’s vision boldly states:“IRIS Solutions is transforming Southeast Europe into the world’s first fully Open Banking region.”